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lumi benchmarks · Wellbeing

Wellbeing benefits: what UK employers provide in 2026

This area covers the support an employer provides around health and money: the employee assistance programme, mental-health provision, financial education and advice, earned wage access before payday, and the wider wellbeing programme.

19metrics in the register
1research paper
16public figures, one page each

Key findings

Every figure on this page comes from the lumi reward benchmark, with the number of organisations answering shown beside it. The papers below give the full distributions, and the public figures link to one page per metric. The register lists 19 metrics in this area, among them employee Assistance Programme offered, mental-health support provisions and earned wage access before payday; every one has a public definition in the metric register.

What the research says

1 paper

What wellbeing and financial wellbeing benefits do UK employers provide?

72.4%n = 268provide an Employee Assistance Programme

  • 72.4% of organisations provide an Employee Assistance Programme, the common answer (n = 268).
  • Mental-health first aiders are the most frequently selected mental-health provision, at 53.6% (n = 267).
  • "No strategy" is the common answer on a documented wellbeing strategy, at 43.8% (n = 267).

Also in the paper

  • The median annual wellbeing budget is £102 per employee, with quartiles of £50 and £145.75 (n = 124, "Not applicable" excluded).
  • 41.6% have a documented financial wellbeing strategy, the common answer (n = 267).
  • 66.7% do not offer earned wage access (n = 267). Where fees were reported, 75.3% are employer-funded (n = 89).
  • One-off payments are the most frequently selected cost-of-living intervention of the last 24 months, at 41.7% (n = 264).
Read the paper

The public figures

16 metric pages

One page per metric, each with its figure, its base and its collection window, from lumi's public UK reward metrics. The register lists 19 metrics in this area; a figure is published where enough organisations have answered.

  1. Employee Assistance Programme offered72.3% “Yes”n = 267
  2. Mental-health support provisions53.6% “MH first aiders”n = 267
  3. Annual wellbeing budget per employeeThe median annual wellbeing budget per employee is £102 per employeen = 124
  4. Health screening or assessments offered58.1% “No”n = 267
  5. Wellbeing strategy and review cadence43.8% “No strategy”n = 267
  6. Wellbeing and health data tracked51.7% “Absence rates”n = 267
  7. Occupational health access40.4% “OH without SLA”n = 267
  8. Managers with mental-health training68.7% “None”n = 262
  9. Documented financial wellbeing strategy41.6% “Documented strategy”n = 267
  10. Earned wage access before payday66.7% “No”n = 267
  11. Limit on early pay withdrawals55.1% “No cap”n = 89
  12. Independent debt advice access69.1% “No”n = 265
  13. One-to-one financial coaching64.4% “No”n = 264
  14. Season ticket / commuting loans80.2% “No”n = 262
  15. Cost-of-living interventions in the last 24 months64.8% have cost-of-living interventions in the last 24 months in placen = 264
  16. Free or subsidised staff meals72.1% “No”n = 265

Read off lumi's public metric pages as at 2026-10-31. Members see every metric in the register, against the peer group they choose.

Guides and templates

1 item

Frequently asked questions

What wellbeing and financial wellbeing benefits do UK employers provide?

In the lumi reward benchmark, 72.4% of organisations provide an Employee Assistance Programme, the common answer (n = 268).

What are the most common employee wellbeing benefits in the UK, and what do employers spend?

In the lumi reward benchmark, an Employee Assistance Programme is the most common wellbeing provision, at 72.4% of UK organisations (n = 268), and mental-health first aiders are the most frequently selected mental-health provision, at 53.6% (n = 267). The median annual wellbeing budget is £102 per employee, with quartiles of £50 and £145.75 (n = 124), and 41.6% have a documented financial wellbeing strategy (n = 267).

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