UK reward metrics · Wellbeing

How do UK organisations handle earned wage access before payday?

Source lumi HRBase 267 organisationsFieldwork 2026 H1

66.7%No

66.7% of organisations in the lumi HR community answered “No” on earned wage access before payday (base: 267 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How UK organisations answered

Yes all eligible 15% Yes hourly/frontline only 15.7% Piloting 2.6% No 66.7%
Earned wage access before payday (base: 267 organisations, 2026 H1). Percentages percentages may not sum to 100 because of rounding.
Earned wage access before payday: share of organisations by answer
AnswerShare of organisations
Yes all eligiblerare15%
Yes hourly/frontline onlyrare15.7%
Pilotingrare2.6%
Nocommon66.7%

Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.

Definition

Captures whether employees can draw earned pay before payday (earned wage access) — across all staff, frontline only, or in pilot. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.

For context, CIPD RM 2022: Focus on employee benefits reports 11% (base: all-UK employers).

Cite this figure
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/earned-wage-access-before-payday
Last updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.

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