25.8%in place
25.8% of organisations in the lumi HR community have workplace savings alongside the pension in place (base: 264 UK organisations, 2026 H1).
Figures describe organisations in the lumi HR community, not a random sample of UK employers.
How UK organisations answered
| Answer | Share of organisations |
|---|---|
| Workplace ISA/GIA | 13.3% |
| Sidecar/emergency savings | 7.6% |
| Credit union payroll deduction | 8% |
| None | 74.2% |
Definition
Captures which workplace savings vehicles sit alongside the pension; select all that apply, from ISAs to sidecar savings. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.
Read more
- Wellbeing and financial wellbeing: UK benchmark 2026: the research paper this question is analysed in, with the full distribution, the legal context and what it means for reward decisions.
- Pensions & savings: research, guides and metrics: everything lumi publishes in this area.
Cite this figure
Last updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/workplace-savings-alongside-the-pensionLast updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.
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