UK reward metrics · Pensions & Savings

What percentage of UK organisations have workplace savings alongside the pension in place?

Source lumi HRBase 264 organisationsFieldwork 2026 H1

25.8%in place

25.8% of organisations in the lumi HR community have workplace savings alongside the pension in place; a further 0% have it partly in place (base: 264 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How the base splits

In place 25.8% Partly in place 0% Not in place 74.2%
Share of the 264 organisations assessed, 2026 H1. Organisations answering not applicable or don’t know are excluded from the base.

What organisations answered

Workplace savings alongside the pension: share of organisations by answer
AnswerShare of organisations
Workplace ISA/GIA13.3%
Sidecar/emergency savings7.6%
Credit union payroll deduction8%
None74.2%

Definition

Captures which workplace savings vehicles sit alongside the pension; select all that apply, from ISAs to sidecar savings. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.

Cite this figure
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/workplace-savings-alongside-the-pension
Last updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.

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