Do UK organisations offer pension contribution flexibility (e.g. reduce to statutory during cost-of-living pressure with easy restore)?

77.4%No

77.4% of organisations in the lumi HR community answered “No” on temporary pension contribution flexibility (base: 266 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How UK organisations answered

Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.

Definition

Indicates whether employees can temporarily lower pension contributions during financial pressure and easily restore them, formally or informally. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.