What type of pension scheme is offered to the main population?

89.1%DC

89.1% of organisations in the lumi HR community answered “DC” on pension scheme type (main population) (base: 267 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How UK organisations answered

Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.

Definition

Identifies the pension design for the main employee population: defined contribution, defined benefit, or a hybrid of the two. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.

For context, CIPD Reward Survey: Focus on Employee Benefits reports 88.6% (base: all-UK / large split).