61.7%No
61.7% of organisations in the lumi HR community answered “No” on payroll-deducted loans / hardship fund (base: 264 UK organisations, 2026 H1).
Figures describe organisations in the lumi HR community, not a random sample of UK employers.
How UK organisations answered
| Answer | Share of organisations |
|---|---|
| Payroll-deducted loan schemerare | 18.9% |
| Internal hardship fundrare | 11.4% |
| Bothrare | 8% |
| Nocommon | 61.7% |
Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.
Definition
Captures whether short-term financial help is available through payroll-deducted loans, an internal hardship fund, both, or neither. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/payroll-deducted-loans-hardship-fundLast updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.
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