UK reward metrics · Pensions & Savings

Do UK organisations offer structured retirement or mid-career financial planning support?

Source lumi HRBase 262 organisationsFieldwork 2026 H1

72.1%No

72.1% of organisations in the lumi HR community answered “No” on mid-life MOT / retirement-planning support (base: 262 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How UK organisations answered

Yes structured programme 17.2% Signposting only 10.7% No 72.1%
Mid-life MOT / retirement-planning support (base: 262 organisations, 2026 H1). Percentages percentages may not sum to 100 because of rounding.
Mid-life MOT / retirement-planning support: share of organisations by answer
AnswerShare of organisations
Yes structured programmerare17.2%
Signposting onlyrare10.7%
Nocommon72.1%

Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.

Definition

Indicates whether mid-career retirement-planning support (a 'mid-life MOT') is offered as a structured programme, signposting, or not at all. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.

Cite this figure
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/mid-life-mot-retirement-planning-support
Last updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.

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