71.9%Maintain scheme unchanged
71.9% of organisations in the lumi HR community answered “Maintain scheme unchanged” on intended response to the 2029 salary-sacrifice reform (base: 210 UK organisations, 2026 H1).
Figures describe organisations in the lumi HR community, not a random sample of UK employers.
How UK organisations answered
| Answer | Share of organisations |
|---|---|
| Maintain scheme unchangedcommon | 71.9% |
| Restructure (e.g. employer contributions)rare | 15.2% |
| Withdraw sal-sacrare | 8.1% |
| Undecidedrare | 4.8% |
Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.
Definition
Captures the organisation's planned response to the 2029 NIC cap on pension salary sacrifice, from unchanged to withdrawal. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/intended-response-to-the-2029-salary-sacrifice-reformLast updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.
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