UK reward metrics · Health & Protection

What percentage of UK organisations have income protection waiting period in place?

Source lumi HRBase 90 organisationsFieldwork 2026 H1

100%in place

100% of organisations in the lumi HR community have income protection waiting period in place; a further 0% have it partly in place (base: 90 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How the base splits

In place 100% Partly in place 0% Not in place 0%
Share of the 90 organisations assessed, 2026 H1. Organisations answering not applicable or don’t know are excluded from the base.

What organisations answered

Income protection waiting period: share of organisations by answer
AnswerShare of organisations
<4 weeks26.7%
4–13 weeks46.7%
14–26 weeks24.4%
27 weeks or more2.2%

Definition

The deferred period before income protection payments start after an employee cannot work. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.

Cite this figure
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/income-protection-waiting-period
Last updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.

See how your organisation compares

Members see their own organisation against the peer group, by sector and size, on every metric.

Book a call