UK reward metrics · Health & Protection

What percentage of UK organisations have income protection offering in place?

Source lumi HRBase 267 organisationsFieldwork 2026 H1

35.6%in place

35.6% of organisations in the lumi HR community have income protection offering in place; a further 0% have it partly in place (base: 267 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How the base splits

In place 35.6% Partly in place 0% Not in place 64.4%
Share of the 267 organisations assessed, 2026 H1. Organisations answering not applicable or don’t know are excluded from the base.

What organisations answered

Income protection offering: share of organisations by answer
AnswerShare of organisations
No64.4%
Short-term only7.1%
Long-term only18.4%
Both10.1%

Definition

Whether income protection is offered, and whether cover is short-term, long-term or both. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.

Cite this figure
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/income-protection-offering
Last updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.

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