71.5%No
71.5% of organisations in the lumi HR community answered “No” on health cash plan provision (base: 267 UK organisations, 2026 H1).
Figures describe organisations in the lumi HR community, not a random sample of UK employers.
How UK organisations answered
| Answer | Share of organisations |
|---|---|
| Employer-paid allrare | 9% |
| Employer-paid somerare | 6% |
| Voluntary onlyrare | 13.5% |
| Nocommon | 71.5% |
Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.
Definition
Captures whether a health cash plan is offered and how it is funded — employer-paid for all, some, voluntary, or none. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.
For context, CIPD Reward Management survey 2022: Focus on employee benefits reports 23% (base: all-UK employers).
Read more
- Private medical insurance: UK benchmark 2026: the research paper this question is analysed in, with the full distribution, the legal context and what it means for reward decisions.
- Health & protection: research, guides and metrics: everything lumi publishes in this area.
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/health-cash-plan-provisionLast updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.
See how your organisation compares
Members see their own organisation against the peer group, by sector and size, on every metric.
Book a call