UK reward metrics · Health & Protection

How do UK organisations handle flex-up of life or income protection cover?

Source lumi HRBase 267 organisationsFieldwork 2026 H1

76%No

76% of organisations in the lumi HR community answered “No” on flex-up of life or income protection cover (base: 267 UK organisations, 2026 H1).

Figures describe organisations in the lumi HR community, not a random sample of UK employers.

How UK organisations answered

Yes both 10.1% Yes one 13.9% No 76%
Flex-up of life or income protection cover (base: 267 organisations, 2026 H1). Percentages percentages may not sum to 100 because of rounding.
Flex-up of life or income protection cover: share of organisations by answer
AnswerShare of organisations
Yes bothrare10.1%
Yes onerare13.9%
Nocommon76%

Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.

Definition

Indicates whether employees can increase group life and/or income protection cover at their own expense. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.

Cite this figure
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/flex-up-of-life-or-income-protection-cover
Last updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.

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