40.7%Fixed lump sum
40.7% of organisations in the lumi HR community answered “Fixed lump sum” on critical illness cover level (lump sum) (base: 59 UK organisations, 2026 H1).
Figures describe organisations in the lumi HR community, not a random sample of UK employers.
How UK organisations answered
| Answer | Share of organisations |
|---|---|
| Fixed lump sumcommon | 40.7% |
| 1x salaryalternative | 37.3% |
| 2x+ salaryalternative | 22% |
Common, alternative and rare describe how each answer sits against the community: the most chosen answer is common; an answer chosen by fewer than one in five organisations is rare.
Definition
The level of critical illness cover provided, whether none, a fixed lump sum, or a multiple of salary. See the methodology for how the base is built, how not-applicable answers are handled, the public floor, and which organisations are excluded.
Source: lumi HR, UK Reward Metrics, September 2026, lumihr.co.uk/metrics/critical-illness-cover-level-lump-sumLast updated 19 September 2026 · Data licence: CC BY 4.0 for the figures in the CSV download.
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