# UK reward resources > Free UK reward research, how-to guides and policy templates from lumi: pensions, leave, benefits, incentives and pay governance, filterable by topic. Source: https://lumihr.co.uk/resources ## Research papers - [Allowances, company cars and benefits: UK benchmark 2026](https://lumihr.co.uk/research/allowances-cars-benefits-2026) · Benefits & lifestyle: What percentage of UK employers offer a car allowance? - [Enhanced redundancy pay: UK benchmark 2026](https://lumihr.co.uk/research/redundancy-terms-2026) · Benefits & lifestyle: What percentage of UK employers offer enhanced redundancy pay? - [AI in reward and pay decisions: UK benchmark 2026](https://lumihr.co.uk/research/ai-in-reward-2026) · Governance & transparency: What percentage of UK employers use AI in pay decisions? - [Pay gap reporting and action plans: UK benchmark 2026](https://lumihr.co.uk/research/pay-gap-reporting-2026) · Governance & transparency: What percentage of UK employers conduct gender pay gap analysis? - [Pay transparency and equal pay: UK benchmark 2026](https://lumihr.co.uk/research/pay-transparency-equal-pay-2026) · Governance & transparency: Do UK employers publish salary ranges in job adverts? - [Group risk benefits: UK benchmark 2026](https://lumihr.co.uk/research/group-risk-benefits-2026) · Health & protection: What group risk benefits do UK employers provide? - [Private medical insurance: UK benchmark 2026](https://lumihr.co.uk/research/pmi-health-benefits-2026) · Health & protection: What percentage of UK employers offer private medical insurance? - [Bonus scheme design: UK benchmark 2026](https://lumihr.co.uk/research/bonus-scheme-design-2026) · Incentives & recognition: How do UK employers design bonus schemes in 2026? - [Long-term incentives and share plans: UK benchmark 2026](https://lumihr.co.uk/research/ltip-share-plans-2026) · Incentives & recognition: What percentage of UK employers operate a long-term incentive or share plan? - [Recognition and long service awards: UK benchmark 2026](https://lumihr.co.uk/research/recognition-long-service-2026) · Incentives & recognition: What percentage of UK employers offer a long service award scheme? - [Overtime, shift and on-call pay: UK benchmark 2026](https://lumihr.co.uk/research/overtime-shift-on-call-2026) · Pay practice: How do UK employers pay for overtime, shift work and on-call? - [Pay ranges and pay review governance: UK benchmark 2026](https://lumihr.co.uk/research/pay-review-governance-2026) · Pay practice: How do UK employers run and govern their annual pay review? - [Salary sacrifice and the 2029 NIC cap: UK benchmark 2026](https://lumihr.co.uk/research/salary-sacrifice-2029-cap) · Pensions & savings: Have UK employers assessed the cost of the 2029 salary sacrifice NIC cap? - [Workplace pension contributions: UK benchmark 2026](https://lumihr.co.uk/research/workplace-pensions-2026) · Pensions & savings: What default pension contribution rate do UK employers set for auto-enrolled joiners? - [Annual leave and holiday pay: UK benchmark 2026](https://lumihr.co.uk/research/annual-leave-holiday-2026) · Time off & family: How many days of annual leave do UK employers give? - [Carer's and bereavement leave: UK benchmark 2026](https://lumihr.co.uk/research/carers-bereavement-leave-2026) · Time off & family: What carer's and bereavement leave do UK employers provide? - [Fertility and menopause support: UK benchmark 2026](https://lumihr.co.uk/research/fertility-menopause-support-2026) · Time off & family: What fertility and menopause support do UK employers provide? - [Flexible, hybrid and remote working: UK benchmark 2026](https://lumihr.co.uk/research/flexible-hybrid-working-2026) · Time off & family: How many days a week do UK employers expect hybrid staff to attend a workplace? - [Maternity, adoption and neonatal pay: UK benchmark 2026](https://lumihr.co.uk/research/maternity-adoption-pay-2026) · Time off & family: What percentage of UK employers offer enhanced maternity and adoption pay? - [Occupational sick pay: UK benchmark 2026](https://lumihr.co.uk/research/occupational-sick-pay-2026) · Time off & family: What percentage of UK employers pay more than statutory sick pay? - [Paternity and shared parental leave: UK benchmark 2026](https://lumihr.co.uk/research/paternity-shared-parental-leave-2026) · Time off & family: How much paternity and shared parental leave pay do UK employers provide? - [Wellbeing and financial wellbeing: UK benchmark 2026](https://lumihr.co.uk/research/wellbeing-financial-wellbeing-2026) · Wellbeing: What wellbeing and financial wellbeing benefits do UK employers provide? ## Earlier analyses - [Pay transparency in the UK: who’s ready in 2026?](https://lumihr.co.uk/insights/pay-transparency-uk) · Governance & transparency: The share with a documented approach in place — with the EU directive already reshaping the agenda. - [How big will UK pay rises be next year? The 2026 benchmark](https://lumihr.co.uk/insights/planned-pay-rises-uk) · Pay practice: The median planned award for the next review. - [What do UK employers contribute to pensions in 2026?](https://lumihr.co.uk/insights/employer-pension-contributions-uk) · Pensions & savings: Typical employer contributions by seniority, matching structures, and where auto-escalation has landed. - [Enhanced maternity pay in the UK: what employers actually offer in 2026](https://lumihr.co.uk/insights/enhanced-maternity-pay-uk) · Time off & family: The share paying above the statutory minimum — and the median 12 weeks of enhanced pay behind it. - [How many days of annual leave do UK employers give in 2026?](https://lumihr.co.uk/insights/annual-leave-uk) · Time off & family: The median allowance excluding bank holidays — and how buy/sell, carry-over and long service move it. - [Sick pay after the April 2026 SSP reform: how many UK employers enhance?](https://lumihr.co.uk/insights/occupational-sick-pay-uk) · Time off & family: The share still offering statutory sick pay only — just as the reform moves the floor underneath them. ## Who is in the sample - [Who is in the comparison pool](https://lumihr.co.uk/sample): The UK organisations whose reward policy and practice data sit behind every lumi benchmark, by sector and by size. ## How-to guides - [Benchmarking benefits and reward policy in the UK: the main options](https://lumihr.co.uk/guides/uk-benefits-benchmarking-options): How UK employers benchmark benefits and reward policy: Brightmine, WTW, Aon, Mercer, CIPD, IDR and lumi compared. What each covers and when to use it. - [How to calculate statutory redundancy pay (2026/27)](https://lumihr.co.uk/guides/how-to-calculate-statutory-redundancy-pay) · Benefits & lifestyle: Calculate statutory redundancy pay for 2026/27: eligibility, age bands, the £751 weekly cap, notice pay, tax, consultation and enhanced terms. - [How to calculate and report your ethnicity pay gap](https://lumihr.co.uk/guides/how-to-calculate-ethnicity-pay-gap) · Governance & transparency: Step-by-step UK method for ethnicity pay gap reporting: data collection, groupings, the six measures, small-number rules, a worked example and. - [How to prepare and publish your gender pay gap report](https://lumihr.co.uk/guides/how-to-prepare-gender-pay-gap-report) · Governance & transparency: UK gender pay gap reporting step by step: who must report, snapshot dates and deadlines, the six measures, a worked example, sign-off and action. - [How to publish salary ranges in job adverts](https://lumihr.co.uk/guides/how-to-publish-salary-ranges-job-adverts) · Governance & transparency: UK steps to publish salary ranges in job adverts: test pay ranges and equity, choose a format, set offer rules, drop salary-history questions, brief. - [How to review your private medical insurance scheme](https://lumihr.co.uk/guides/how-to-review-private-medical-insurance) · Health & protection: Review your PMI scheme: tax and April 2027 payrolling, eligibility, underwriting, excess, mental health and cancer cover, renewal and other benefits. - [How to set up group income protection](https://lumihr.co.uk/guides/how-to-set-up-group-income-protection) · Health & protection: Set up group income protection: deferred period, benefit level and term, incapacity definition, pension cover, rehabilitation, tax and the link to. - [How to design a bonus scheme](https://lumihr.co.uk/guides/how-to-design-bonus-scheme) · Incentives & recognition: Design a UK bonus scheme step by step: purpose, eligibility, pool funding, measures, gatekeepers, discretion, deferral, malus, clawback, leavers and. - [How to set up a long service award scheme](https://lumihr.co.uk/guides/how-to-set-up-long-service-recognition-scheme) · Incentives & recognition: Set up recognition and long service awards within HMRC rules: the £50-a-year exemption, trivial benefits, PSAs, cash and vouchers, with design. - [How to set up an all-employee share plan: SAYE or SIP](https://lumihr.co.uk/guides/how-to-set-up-all-employee-share-plan) · Incentives & recognition: Set up a tax-advantaged SAYE or SIP: limits, eligibility, HMRC registration and returns, providers, cost, and a worked Sharesave example. - [How to design on-call and standby pay](https://lumihr.co.uk/guides/how-to-design-on-call-standby-pay) · Pay practice: Design on-call and standby pay: working time and minimum wage rules, standby and call-out payments, weekend rates and the 2027 shift rights. - [How to run an annual pay review: process and governance](https://lumihr.co.uk/guides/how-to-run-annual-pay-review) · Pay practice: Run a UK annual pay review step by step: calendar, data, merit approach, calibration, equality checks, sign-off, appeals and a post-review audit. - [How to prepare for the 2029 salary sacrifice cap](https://lumihr.co.uk/guides/how-to-prepare-salary-sacrifice-cap) · Pensions & savings: From April 2029, pension salary sacrifice above £2,000 a year attracts NICs. Find who is affected, model the cost, weigh options and prepare payroll. - [How to set employer pension contributions](https://lumihr.co.uk/guides/how-to-set-employer-pension-contributions) · Pensions & savings: Design employer pension contributions above the legal minimum: earnings basis, flat or matched rates, tiering, default rates, consultation and cost. - [How to calculate holiday pay for irregular hours](https://lumihr.co.uk/guides/how-to-calculate-holiday-pay-irregular-hours) · Time off & family: Accrue leave at 12.07% of hours worked, pay a 52-week average or roll up holiday pay, and keep 6 years of records. With two worked examples. - [How to calculate statutory sick pay under the 2026 rules](https://lumihr.co.uk/guides/how-to-calculate-statutory-sick-pay) · Time off & family: Calculate SSP under the April 2026 rules: eligibility, qualifying days, average weekly earnings, the 80% test, daily rates, linked periods and form. - [How to handle a statutory flexible working request](https://lumihr.co.uk/guides/how-to-handle-flexible-working-request) · Time off & family: Handle a statutory flexible working request step by step: the two-month deadline, consultation, the eight business reasons, trials, appeals and. - [How to update your paternity and parental leave policy](https://lumihr.co.uk/guides/how-to-update-paternity-parental-leave-policy) · Time off & family: Update paternity, parental and shared parental leave policy for April 2026: day-one leave, notice, bereaved partner's leave, pay choices and payroll. - [How to write a carer's leave and compassionate leave policy](https://lumihr.co.uk/guides/how-to-write-carers-compassionate-leave-policy) · Time off & family: Carer's leave, time off for dependants, parental bereavement pay and compassionate leave: the law at September 2026 and the design choices, step by. - [How to write a gender equality and menopause action plan](https://lumihr.co.uk/guides/how-to-write-menopause-action-plan) · Time off & family: Write a gender equality and menopause action plan: who is covered, baseline data, choosing actions, owners, measures and publishing on the GOV.UK. - [How to write an enhanced maternity and adoption pay policy](https://lumihr.co.uk/guides/how-to-write-enhanced-maternity-pay-policy) · Time off & family: Enhanced maternity and adoption pay, step by step: eligibility, level, repayment, KIT days, pensions, surrogacy and neonatal care, with a worked. - [Occupational sick pay after the 2026 SSP reform](https://lumihr.co.uk/guides/occupational-sick-pay-ssp-reform) · Time off & family: SSP now starts on day one and the lower earnings limit has gone. What that means for your company sick pay scheme, and what to revisit. - [How to build a financial wellbeing programme](https://lumihr.co.uk/guides/how-to-build-financial-wellbeing-programme) · Wellbeing: Build a UK financial wellbeing programme: diagnose need, set objectives, choose pay advances, savings, loans and advice, and check deductions. ## Policy templates - [Occupational sick pay policy template (UK, 2026)](https://lumihr.co.uk/templates/occupational-sick-pay-policy) · Time off & family: A UK occupational sick pay policy template updated for the April 2026 SSP reform, with each design decision set out as options. Free Word download.